Privacy Policy

We collect information you voluntarily provide when you use our platform, including:

• Personal details: name, email, phone number, age, gender.
• Financial profile: annual income, portfolio information, insurance information.
• Documents: Consolidated Account Statements (CAS) and other financial documents you upload for analysis.
• Usage data: device information, IP address, pages visited and interactions with our platform.

Your information is used strictly to deliver our services, including:

• Providing personalized financial analysis and recommendations.
• Analyzing mutual fund portfolios, insurance holdings and overall financial health.
• Improving our AI models, educational content and user experience.
• Communicating important updates, responses and educational insights.

We never sell your data to third parties.

CAS statements and other financial documents you upload are processed solely to generate insights for you. They are stored securely, access is strictly limited and they are never shared with advertisers, brokers or unrelated third parties.

Our AI-powered assistant processes your inputs to generate portfolio analysis, insurance reviews and educational suggestions. AI outputs are for informational and educational purposes only and do not constitute investment advice.

You should consult qualified financial, tax, legal or insurance professionals before making any financial decision.

We use encrypted transmission (HTTPS/TLS), encrypted storage and role-based access controls to protect your data. No system is 100% secure, but we continuously review and improve our safeguards to reduce risk.

We use cookies and analytics tools to understand usage patterns, remember your preferences and improve the platform. You can control cookies through your browser settings; disabling them may limit certain features.

We may integrate trusted third-party services (analytics, cloud hosting, communication tools) that process limited data on our behalf. These providers are contractually required to protect your information and use it only for the agreed purpose.

You have the right to:

• Access the personal information we hold about you.
• Request correction of inaccurate information.
• Request deletion of your account and associated data (see our Data Deletion page).
• Withdraw consent for optional communications at any time.

Our services are not directed to children under 18. We do not knowingly collect personal information from minors. If you believe a child has provided us information, contact us and we will promptly delete it.

Our platform is operated from India and intended primarily for Indian residents. If you access our services from outside India, your data may be transferred to and processed in India under applicable law.

We may update this Privacy Policy from time to time. Material changes will be highlighted on this page along with a revised "Last updated" date. Continued use of our platform means you accept the revised policy.

For privacy questions, email info@commonwealth.com or call +91 77019 92132. The Commonwealth Co, a subsidiary of J Square Innovations, India.